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Contents insurance

Insure your household contents correctly

Household contents insurance protects you against financial loss in case of fire, water damage and theft.

  • Insured items are replaced within 48 hours in the case of ordinary theft
  • Coordination of all workmen in the event of a claim
  • A personal advisor is available on request also when you take out insurance online.
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Contents insurance – compare two options

 Affordable basic coverageCustomized insurance offering comprehensive protection



Amount of insurance     
    at home 

  • Maximum CHF 200,000
  • 5 % of the amount of insurance at home, min. CHF 3,000

  • Maximum CHF 350,000
  • 20 % of the amount of insurance at home, min. CHF 10,000
DeductibleCHF 200, 300, 500 or 1000CHF 200, 300, 500 or 1000 
Replacement of the insured items or payment of the amount in cash within 48 hours in the case of ordinary theft   
Coordination of all workmen in the event of a claim  
Insured event
At home and elsewhere: Damage caused by fire and water as well as theft
Insured items
Jewelry  Maximum CHF 1000  Maximum CHF 30,000
Jewelry in a safe valued from CHF 30,000 to CHF 100,000
Cash, credit cards, non-personal tickets  Maximum CHF 1000  Maximum CHF 5000
Cash, credit cards, non-personal tickets in a safe valued from CHF 5,000 to CHF 20,000
Professional equipment up to CHF 5,000
Property of guests
Motorcycles, e-bikes
Clean-up operations  
Digitally purchased software, songs, e-books, etc.     
Supplementary insurance
Ordinary theft                             Selectable, incl. bicycles Selectable, incl. bicycles
    Extended coverage:      luggage,
    sports and leisure equipment

    Amount of insurance

CHF 2,000

​CHF 2,000 or 4,000
Breakage of glass (Glass on furniture     , Glass on buildings and furniture     )                   
Selectable Selectable
    Amount of insurance​CHF 2,000​CHF 2,000, 3,000 or 5,000
24 h Home Assistance      Selectable (maximum CHF 1000 twice a year) 



Advisory advantages

AXA’s experts will advise you about what package you need and answer all your questions about household insurance BASIC and OPTIMA.

Additional benefits
  • Amount of insurance at home up to CHF 900'000.-
  • Deductible CHF 200.-, 300.-, 400.-, 500.-, 1000.-, 2,000.- or 5,000.-
  • Amount of insurance "Ordinary theft" up to CHF 10,000
  • Amount of insurance "Breakage of glass" up to CHF 20'000.-
  • Discount for anti-theft measures
  • Loss of or damage to jewelry
  • Outdoor physical structures
  • Damage from earthquakes
  • Professional equipment over CHF 5,000

Product advice: 0800 800 501 (Monday to Friday 8.00 - 20.00)

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