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Car insurance

Customized insurance.

​Are you looking for the best car insurance that is geared precisely to your needs?
The package with liability, accidental damage and accident coverage offers you comprehensive protection.

  • Car pickup and delivery service
  • 94 % customer satisfaction with claims
  • Drive Recorder for anyone below age 26: Up to 25% discount for safe driving
  • A personal advisor is available on request also when you take out insurance online.
Get a quote

Get your premium in ​only a few minutes.

Other product details
 Basic package that gives you value for money Solid basic coverage




Liability insurance
Amount of insuranceCHF 100 millionCHF 100 million

  Drivers above age 25

  Drivers below age 25


CHF 1,000


CHF 1,000
Accidental damage insurance
Insured value of vehicle
  • Current value supplement     
  • Current value supplement     
Free choice of repair shop in case of damage      


Partial accidental damage
Damage by natural forces, fire, snow slides, animals and martens
Glass breakage (windows)
Replacement where you choose, e.g. at work
Theft / malicious damage
Mobility (assistance)
Mobile again in one hour
Transported belongings Selectable:
CHF 2,000
Extras of up to 10% of the vehicle valued included
Deductible for partial accidental damageCHF 0, 300, 500, 1,000, 2,000CHF 0, 300, 500, 1,000, 2,000
Full accidental damage coverage (partial accidental damage inclusive)
Collision damagesCHF 500, 1,000, 2,000, 5,000CHF 500, 1,000, 2,000, 5,000
Parking damage Selectable: 
CHF 1,000, one claim per year
Accident insurance     
On deathCHF 10,000CHF 20,000
On disabilityCHF 50,000CHF 100,000
Treatment costs
Bonus protection
Bonus protection and gross negligence
(for liability and full accidental damage coverage)
Free Crash Recorder
Install Crash Recorder     
Free Drive Recorder
Install Drive Recorder     

Advisory advantages

Would you like an individual offer? AXA's specialists would be happy to advise you on a customized OPTIMA insurance package.

Selectable supplementary benefits
  • Other deductibles for liability, partial accidental damage and collision (full accidental damage)
  • Glass breakage Plus (all types of glass)
  • Mobility Plus (assistance) throughout Europe
  • Transported belongings Plus (incl. electronic equipment and professional tools)
  • Loss of use
  • Parking damage Plus
  • Individual benefits under accident insurance (death, disability, daily hospital benefits / daily benefits)
  • Insurance against loss / damage abroad

Product advice: 0800 800 501 (Monday to Friday 8.00 - 20.00)

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